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Nexus Mutual · on-chain record

Claims &
payouts

Every claim we have recorded at Nexus Mutual, across the whole protocol, not just the four products we analyse. Ground truth from on-chain events: submitted, accepted, denied, paid. No cherry-picking: denied and open claims are listed here too.

8 claims recorded · 8 paid · $101,575 paid out

Who decides on claims Provider claim

Claims are assessed by a Claims Committee of three publicly known members: founder Hugh Karp, CTO Roxana Danila, and Head of Risk BraveNewDeFi. At least 2 of 3 accept votes are required. Voting stays open for at least 72 hours, followed by a 24-hour cool-down in which the Advisory Board can reverse fraudulent votes. A denied claim can be re-filed with more evidence; there is no independent appeals body.

YearClaims paid
2020$33,720
2021$2,716,958
2022$6,615,395
2023$8,883,213
2024$6,895
2025$245,957
Total$18,502,138

Paid claims per provider documentation, including bZx (2020), Yearn (2021), CREAM (2021), Rari Fuse (2022), FTX and BlockFi withdrawal halts (2022), Euler (2023) and Arcadia (2025, via OpenCover, claims 26 to 28 per the governance forum). Individual outcomes and rationales are public in the claims database.

Caution: these figures show paid claims only. The overall acceptance rate and processing times across all filed claims were not verified in this analysis.

Which pool has paid out the most

Nexus staking pools back cover. When a claim is paid, the backing pool's staked NXM is burned. Ground truth from StakeBurned events in the payout transaction itself, not an assumption about capacity allocation.

OpenCover 0x34d2…6c16 concentrated 282.6 NXM · 3 claims
BraveNewDeFi's Pool 0x5a44…50b3 253.6 NXM · 5 claims
Ease AA Medium Risk Pool 0xed99…7c09 1.8 NXM · 1 claim

All claims

ProductStatusRequestedPaidSubmittedPaid on
Blue Chip Morpho Vaults & MarketsPaid$3,061$3,061Apr 13, 2026Apr 17, 2026
BeefyPaid$2,764$2,764Dec 1, 2025Dec 3, 2025
RingsPaid$28,090$28,090Nov 19, 2025Nov 23, 2025
Blue Chip Euler v2 Vaults & MarketsPaid$602$602Nov 18, 2025Nov 22, 2025
BeefyPaid$889$889Nov 18, 2025Nov 22, 2025
Harvest FinancePaid$470$470Nov 18, 2025Nov 22, 2025
BeefyPaid$42,198$42,198Nov 18, 2025Nov 22, 2025
BeefyPaid$23,502$23,502Nov 18, 2025Nov 22, 2025

Data is pulled from the Nexus Mutual Claims and Cover contracts (events and view calls), not from marketing pages. USD conversion uses spot ETH/BTC prices at the time of the check; assets already denominated in USD/USDC are shown as-is.

COVERRACCOON

Independent analysis of DeFi cover. We read the terms nobody else opens.